Voice Of Customer

Lenders agree that Outsourcing, where possible, makes sense...

Our team of seasoned credit professionals can support all of your commercial underwriting needs, including origination and renewals, as well as ongoing credit servicing. With Lenders Cooperative, you gain access to decades of C&I, CRE and SBA experience.

  • Digital Document Storage with Client Portal.

  • End-to-End Credit and Loan Origination System Transformation.

  • PPP Forgiveness Workflow Automation.

Staff Augmentation
  • Financial Statement Spreading (Business, Personal, Global Cash Flow, Borrowing Base).

  • Credit Servicing (Annual Reviews, Covenant Testing, Risk Rating Validations).

  • Underwriting / Credit Analysis (New Money and/or Renewals).

  • PPP Forgiveness Validations.

Loan Review
  • Transaction testing

  • Targeted reviews

  • Special projects


provides multiple benefits

Improved Risk Control

3rd party, independent Loan Review allows for objective reviews, reduces internal friction and ensures safety & soundness in the portfolio.

Eliminates backlogs

Provides overflow valve during peak volume periods and provides credit servicing support.

Cost Effective

Eliminates employee benefit expenses, occupancy costs, equipment and training expenses.

Optimizes capacity utilization

Allows organizations to improve operating leverage and design a more efficient credit process.

Reduces variability

Experienced team delivers consistent, predictable, high quality product.

Faster turn times

Well defined service level agreements result in improved and predictable turn times; this allows bankers to set better expectations with clients.

Why Work With Us?


Proven track record through the PPP Origination & Forgiveness delivery.


Commercial Underwriting team has subject matter expertise in the Business Banking and Middle Market space, including both C&I and CRE (owner-occupied and income-producing).


Ongoing service is a known quantity in the existing partnership; being relevant to the vendor is important.


Agile team works within your existing risk management framework and provides customized solutions based on the Financial Institution’s preferences.


Product suite includes technology and credit solutions, outsourced underwriting, portfolio management and credit review, as well as custom projects.

Underwriting Leadership Team

Russell Morris Managing Director
Bio about Russell
Kevin Carter Senior Vice President
Bio about Kevin

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